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Thousands of people around the country have achieved homeownership by means of a residential mortgage loan classified as “subprime”

Thousands of people around the country have achieved homeownership by means of a residential mortgage loan classified as “subprime”

Subprime lending has been an engine of growth in home sales and, for the most part, subprime borrowers have met their mortgage loan payment obligations, and enjoyed their new homes.

Some subprime loans, however, prove impossible for borrowers to honor over time. Some subprime lenders, and some loan officers in the course of marketing subprime loans, exploited borrowers – who may now face delinquencies in payment or foreclosure. Continue reading

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